UralSib's 120-day maximum credit card ranks among the leading free credit cards available.
Credit Card Perks Galore - UralSib Bank's "120 Days Max" Offer
Ready to take your financial gaming up a notch? Let's delve into the tantalizing offerings of UralSib Bank's flagship credit card, the "120 Days Max". This baby comes packed with up to 120 days interest-free credit, zero maintenance charges, and cash withdrawals at your fingertips.
So, how does it work? Simply apply online with just one document and enjoy a hassle-free courier delivery to your doorstep. And, here's a cherry on top: Enjoy up to 30% cashback on purchases with their trusted partners!
But, like any major financial decision, you gotta weigh your options. Assess your financial prowess and risks. Dive into the nitty-gritty of the "120 Days Max" card terms on the official PAO "BANK URAALSIB" website. For more info, give them a ring at 8-800-250-57-57 (toll-free in Russia) or swing by your nearest UralSib branch.
💰 Know the ScoreCurious about the average credit card terms structure (though specifics for PAO "BANK URAALSIB" aren't publicly accessible in international databases)? Here's the gist:
🕒 Grace Period: This is usually a 120-day interest-free period if you pay off the full balance each month, but be sure to confirm the actual terms.
🔢 Annual Percentage Rate (APR): After the grace period ends, average Russian APR tends to be around 20-30%.
💸 Cash Advances: Typical fees include immediate interest (with no grace period) and a 3-4% cash advance fee.
🌍 Foreign Transaction Fees: Expect approximately 1.5-2.5% of the transaction amount.
💰 Annual Fees: Most Russian cards have annual fees ranging from $0-$50, with some "free" options as well.
📝 Minimum Payment: A monthly payment of 5-10% of the balance is common.
⚠️ Late Fees: Late payments can incur a fee of roughly $4-$8, along with a possible penalty APR.
🔃 Balance Transfers: Check if balance transfers are allowed (usually restricted on basic cards) and if they carry a 3-5% fee.
👥 Get in TouchWant specific details? Head to the official website at (confirm URL authenticity first). Alternatively, call +7 (800) 100-25-25. Lastly, you can visit a branch with your passport and income documents in tow.
💡 Keep It RealJust a heads-up, "120 Days Max" may be a promotional term, such as an installment plan. Always double-check with the bank to ensure you're in the know. Russian Central Bank regulations demand clear disclosure of terms, so don't hesitate to ask for the full agreement before applying!
I'm not sure if the "120 Days Max" offer is a permanent feature or a promotional term for UralSib Bank's flagship credit card. It would be best to verify this information directly from the bank.
If you're considering the UralSib "120 Days Max" card, it's essential to review its terms and conditions on the official PAO "BANK URAALSIB" website to understand the specifics, including any foreign transaction fees, annual fees, minimum payment requirements, and late fees.
Moreover, it's worth noting that the grace period may be up to 120 days interest-free, but it's crucial to confirm the actual terms.
Lastly, make sure to assess your personal-finance situation and risks before applying for any credit card, including the UralSib "120 Days Max." For additional information, visit the UralSib website (uralvib.ru) or call their customer service at +7 (800) 100-25-25.
