Top Financial Incentives Offered by Banks for New Account Openings in June 2025
Looking to earn some extra cash? Here's the scoop on the hottest bank account incentives you might want to take advantage of today!
From checking to savings accounts, banks are rolling out financial bonuses to sweeten the pot for new customers. Some offers could net you up to a whopping $3,000 bonus!
So, folks, don't just park your dough in any old account, compare these deals to find the sweetest deal for you – and check out other perks like bonuses for opening a brokerage account too.
Just remember, each bank sets its own terms for qualified depositors. Make sure you're eligible by checking the bank's website.
Best checking account bonuses
Chase (Private Client): Up to $3,000 bonus - Deposit between $150,000 and $500,000+ and keep your cash in for 45 days.
Huntington National Bank: Up to $600 bonus - Meet a private banker, deposit funds, and maintain your balance for 90 days.
BMO: $400 bonus - Open a qualifying BMO checking account, and deposit $4,000 in qualifying direct deposits within your first 90 days.
PNC Bank: Up to $400 bonus - Open a Virtual Wallet account, get direct deposits, and maintain the account for 90 days.
Bank of America: $300 bonus - Open an Advantage Relationship Banking, Advantage Plus Banking, or Advantage SafeBalance Banking account and meet direct deposit requirements within 90 days.
KeyBank: $300 bonus - Open a Key Smart Checking account, make a direct deposit of at least $1,000 within 60 days, and keep it open.
Wells Fargo: $325 - Open an Everyday Checking account, get direct deposits worth $1,000 within 90 days, and maintain your account.
SoFi: Up to $300 bonus - Open a checking account, get direct deposits, and meet other requirements within 90 days.
Chase Bank (Total Checking): $300 bonus - Open a Chase Total Checking account, get direct deposits, and meet other criteria within 90 days.
Chase Bank (College/Secure Checking): $100 bonus - Open a Chase College Checking or Secure Checking account, and complete 10 eligible transactions within 60 days.
TD Bank: Up to $300 bonus - Open a TD Beyond Checking or TD Complete Checking account, get direct deposits, and meet other requirements within 60 days.
Capital One: $250 bonus - Open a 360 Checking account and get direct deposits worth at least $500 within 75 days.
M&T Bank: $200, $150, or $100 - Open a MyChoice Premium Checking, MyChoice Plus checking, or EZChoice checking account and meet direct deposit requirements within 90 days.
KeyBank: $100 annual bonus - Keep $60,000 in direct deposits for a year with a Key Select Checking account.
Best savings account/money market account bonuses
CIT Bank: Up to $300 bonus - Deposit at least $25,000 or $50,000 within 30 days and meet other criteria.
TD Bank: $200 bonus - Open a TD Signature Savings or TD Simple Savings account, deposit at least $10,000 within 20 days, and maintain the balance for 90 days.
Alliant Credit Union: $100 bonus after a year - Open an Ultimate Opportunity Savings Account, deposit $100 or more for 12 consecutive months.
BMO: $5 monthly bonus, up to $60 for the first year - Open a Savings Builder Account, deposit at least $200 each month for a year.
Best business bank account bonuses
Huntington National Bank: Up to $1,000 bonus - Open a new Business Checking 100, Unlimited Business Checking, or Unlimited Plus Business Checking account and deposit funds.
PNC Bank: Up to $1,000 bonus - Open a new PNC Business Checking, Business Checking Plus, Analysis Business Checking, or Treasury Enterprise Plan account and meet requirements.
Axos Bank: Up to $400 bonus - Open a Small Business Interest Checking Account or Basic Business Checking Account, and meet criteria based on balance and transactions.
- In the industry, both personal checking accounts and savings accounts are offering financial incentives to entice new customers, with some bonuses reaching as high as $3,000.
- Beyond checking accounts, banks are also providing bonuses for opening brokerage accounts, offering additional opportunities to boost one's earnings.
- For businesses looking to optimize their finances, accounts such as the Business Checking 100, Unlimited Business Checking, or Unlimited Plus Business Checking offered by Huntington National Bank come with potential bonuses of up to $1,000.
