Top bank incentives for opening a new account in June 2025
Ready to score some extra cash? Here's the lowdown on the hottest bank account bonuses for June 2025!
Best Checking Account Bonuses
Seeking a new checking account? Check out these top offers:
- Chase (Private Client) - $3,000 bonus. Deposit between $150,000 and $500,000 and hang on to it for 90 days.
- Huntington National Bank - Up to $600 bonus. For Perks Checking Account, deposit $500 within 90 days. For Platinum Perks Checking, deposit $25,000 and do the same.
- BMO - $400 bonus. Open either Smart Advantage or Smart Money Checking. Deposit $4,000 in direct deposits within 90 days.
- PNC Bank - Up to $400 bonus. Choose from Virtual Wallet, Virtual Wallet with Performance Spend, or Virtual Wallet with Performance Select. Deposit $500, $2,000, or $5,000 in direct deposits respectively within 60 days.
- Bank of America - $300 bonus. Open Advantage Relationship, Advantage Plus, or SafeBalance Banking account. Deposit $2,000 in direct deposits within 90 days.
- Wells Fargo - $325 bonus. Open Everyday Checking account and receive $1,000 in direct deposits within 90 days.
These offers have terms and conditions, so check out each bank's website to see if you qualify.
Best Savings Account Bonuses
Need a new home for your savings? Check out these top offers:
- TD Bank - $200 bonus. Open TD Simple Savings or TD Signature Savings account, deposit $10,000 within 20 days, and maintain it for 90 days.
- Alliant Credit Union - $100 bonus after a year. Open an Ultimate Opportunity Savings Account, deposit $100+ each month for 12 consecutive months.
- BMO - Up to $60 bonus during the first year. Open Savings Builder Account, deposit at least $200 each month for a year to receive a $5 monthly bonus (max $60).
Top Business Bank Account Bonuses
Running a business? Here are some sweet deals to check out:
- Huntington National Bank - Up to $1,000 bonus. Open Business Checking 100, Unlimited Business Checking, or Unlimited Plus Business Checking. Deposit at least $5,000 for $400, or $20,000 for $1,000 and keep the accounts for 90 days.
- PNC Bank - Up to $1,000 bonus. Open an eligible Business Checking, Business Checking Plus, Analysis Business Checking, or Treasury Enterprise Plan account. Maintain a minimum average ledger balance and meet other conditions to receive the bonus.
A Closer Look at Checking and Savings Account Bonuses
Here's a breakdown of some top offers from major banks:
Chase (Private Client)
Deposit between $150,000 and $500,000 and score up to a $3,000 bonus. Keep your funds in the account for 90 days!
Huntington National Bank
Earn $400 with the Perks Checking Account or $600 with the Platinum Perks Checking Account. Just meet the direct deposit and account maintenance requirements!
BMO
Open either Smart Advantage or Smart Money Checking Account. Deposit $4,000 in direct deposits within 90 days to get a $400 bonus.
PNC Bank
Choose from Virtual Wallet, Virtual Wallet with Performance Spend, or Virtual Wallet with Performance Select. Deposit $500, $2,000, or $5,000 in direct deposits respectively within 60 days to score a bonus.
Remember, the fine print is crucial. Be sure to read each bank's requirements and terms carefully before applying for any bonus offers.
Happy banking—and go get your bonus cash!
- The finance industry offers a variety of checking accounts with attractive bonuses, such as Chase (Private Client)'s $3,000 bonus for depositing between $150,000 and $500,000, and BMO's $400 bonus for opening either Smart Advantage or Smart Money Checking Account with a $4,000 deposit in direct deposits within 90 days.
- In addition to checking accounts, the banking-and-insurance sector also provides savings accounts with tantalizing bonuses, like TD Bank's $200 bonus for opening TD Simple Savings or TD Signature Savings account with a $10,000 deposit within 20 days, and Alliant Credit Union's $100 bonus after a year for opening an Ultimate Opportunity Savings Account with monthly deposits of $100+ for 12 consecutive months.
- Businesses can also benefit from lucrative account offers, such as Huntington National Bank's up to $1,000 bonus for opening Business Checking 100, Unlimited Business Checking, or Unlimited Plus Business Checking accounts with a minimum deposit of $5,000 or $20,000, and PNC Bank's up to $1,000 bonus for eligible Business Checking, Business Checking Plus, Analysis Business Checking, or Treasury Enterprise Plan accounts, subject to maintaining a minimum average ledger balance and meeting other conditions.
