Top Bank Account Incentives for May 2025: Gain Up to $1,000 Rewards

Top Bank Account Incentives for May 2025: Gain Up to $1,000 Rewards

Best Bank Account Bonuses for June 2025: Up to $1,000

Get your hands on some serious cash with these killer bank account bonuses! From the street to the suite, we've got you covered with top-tier offers to help you pad your pockets. Here's what's shaking this month:

• Chase: Chase Total Checking - $300
• Bonus Amount: $300
• Last Day to Sign Up: July 16, 2025
• Bonus Qualifications: Direct deposit

To cop the bonus, here's what you gotta do:

1. Open a new Chase Total Checking account: Hit up Chase's promo page to sign up. Need a code? Email Chase, and they'll hook it up.
2. Sign up for direct deposit and receive at least $500 in the account within 90 days: This can come from one or multiple direct deposits, as long as they're from an employer or government benefits.
3. Claim the $300 bonus: Keep your account active for 15 days post-bonus requirements, and the dough will rain down into your bank like it's Yeezy Season.1

Don't already have a Chase checking account or had one in the last 90 days or closed one with a negative balance in the last 3 years? Yep, you're out of luck, homie.

• SoFi: SoFi Checking/Savings - $300
• Bonus Amount: $300 or $50
• Last Day to Sign Up: Jan. 31, 2026
• Qualifications: Direct deposit

Ready to ball out with SoFi? To get your bonus, follow these steps:

1. Ensure you're on SoFi's promo page: Gather the fam and get ready for the bag – this offer's only available to new and existing customers who ain't set up direct deposit with a checking or savings account yet.
2. Sign up for direct deposit and receive at least $1,000 or $500 in the account within 25 or 60 days, respectively: You'll need this dough to come from an employer or other benefit services.
3. Claim your bonus: Your bonus will drop in ya account within a week, as long as you've met the requirements.3

Got to be 18 or older to open a SoFi account.

• Money Market checking at Ally Bank - $250
• Bonus Amount: $250
• Last Day to Sign Up: Open until further notice
• Qualifications: $15,000 minimum deposit for 95 days

Step up your savings game with Ally's Money Market checking! To score your bonus:

1. Open a new Ally Bank Money Market Account: Sign up on their website. No branch visits required, fam.
2. Deposit $15,000 or more: Keep this cash in your account for 95 days, and the bonus'll be all yours.4
3. Discover Bank: $200 cash bonus
4. Bonus Amount: $200
5. Last Day to Sign Up: Open until further notice
6. Qualifications: Set up direct deposit and make at least $1,000 per month in deposits or payments

Join Discover's crew and watch your wallet swell! To land your bonus, follow these moves:

1. Open a new Discover Online Savings Account: Use the link on their promo page to apply.
2. Sign up for direct deposit and make at least $1,000 in monthly deposits: This dough can come from paychecks, government benefits, or external transfers, but make sure it comes in steady.
3. Claim your bonus: After three months of sailing smoothly, your cash bonus'll hit your account.5
4. Capital One 360: $250 Bonus
5. Bonus Amount: $250
6. Last Day to Sign Up: Open until further notice
7. Qualifications: Deposit $10,000 or more, keep it for 30 days, and make at least one weekly deposit

Capital One's 360 Bank wants to stuff your pockets! Check out the details below on how to cop the bonus:

1. Open a new Capital One 360 Account: Tap in on the bank's promo page to get started.
2. Deposit $10,000 or more: Keep this stack on lock for 30 days, and make sure you make at least one weekly deposit.
3. Claim your bonus: After a month, your bonus cash drops in your account.6

Don't already bank with Capital One and have at least one starter account? Yep, sorry, but you're out.

• Huntington Bank: Huntington Perks Checking - $400
• Bonus Amount: $400
• Last Day to Sign Up: June 11, 2025
• Qualifications: Direct deposit

Wanna grab a big-ass bonus with Huntington Bank? Follow the steps below:

1. Open a new Huntington Perks Checking account: Link up on Huntington's promo page for sign-up.
2. Set up direct deposits and receive at least $500 within 90 days: This ain't a lil' side hustle – you need consistent dough (from your employer or government benefits) for this one.
3. Claim your $400 bonus: Once your account's aged 90 days and you've received at least $500, your bonus'll roll in within two weeks.7

Only available to residents of the following states: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, and Wisconsin.

Don't already have a Huntington Bank personal checking account, are listed as the primary account holder on another Huntington account, or closed a Huntington Bank checking account in the last six months? Yeah, you can't apply for this bonus, home slice.

• Capital One 360 Performance Savings - $200 Bonus
• Bonus Amount: $200
• Last Day to Sign Up: Open until further notice
• Qualifications: Deposit at least $10,000 within 20 days and maintain that balance for 60 days

Want to watch your bank account balance get fatter? Capital One's offering a tasty bonus – snag it now! To bag your dough:

1. Open a new Capital One 360 Performance Savings Account: Hit up their promo page to apply.
2. Deposit $10,000 or more: You've got 20 days to drop this stack in your new account.
3. Maintain the balance for 60 days: Don't let the cash turn into fish and go poof – keep that balance for 60 days.
4. Claim your $200 bonus: After sticking to the game plan, your bonus'll magically appear in your account.6

If you're already a Capital One customer with more than one account, then sadly, you're passed on this sweet deal.

• TD Bank: TD Beyond Checking - $300
• Bonus Amount: $300
• Last Day to Sign Up: Until further notice
• Qualifications: Direct deposit

Ready to score major dough with TD Bank? Give the deets below a peruse for all the steps to get your bonus.

1. Sign up for TD Beyond Checking: Tap in on TD Bank's promo page and follow the sign-up process.
2. Receive two direct deposits worth $2,500 or more: This dough's gotta come from an employer, pension, or government benefits.
3. Claim your bonus: After 180 days of your account being active, your bonus'll drop in your account.11

TD Bank accounts are only available to residents of the following states: Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C.

If you've had a TD Bank checking account in the last 12 months, are already a TD Bank customer with another checking account, or closed a TD Bank account in the last 12 months, you're outta luck, buddy.

• Synchrony Bank High Yield Savings - $5
• Bonus Amount: $5
• Last Day to Sign Up: Until further notice
• Qualifications: Deposit at least $10 and make an external transfer to the account

Strapped for cash and want a simple bonus? Synchrony Bank's got your back! Give the deets below a glance to see how to cop the deal.

1. Open a new Synchrony Bank High Yield Savings Account: Sign up on their website.
2. Deposit at least $10: This dough ain't much, but it's enough to get you started.
3. Make an external transfer: Move some dough from another account and claim your bonus.12

If you've closed a Synchrony Bank account in the last 30 days or have earned their welcome bonus within the past 2 years, you're a no-go.

1. The regulation of banking and finance industry in 2025 will see the introduction of numerous incentives, one being the bank account bonuses offered by various financial institutions.
2. Some of the top bank account bonuses for personal-finance in June 2025 include offers from Chase, SoFi, Ally Bank, Discover Bank, Capital One 360, Huntington Bank, and TD Bank, among others.
3. One such offer is from Chase, which provides a bonus of up to $1,000 for opening a new Chase Total Checking account and meeting certain requirements, such as direct deposit and a minimum deposit within 90 days.
4. Another popular offer is SoFi's SoFi Checking/Savings account, which gives out bonuses of either $300 or $50 with direct deposit within specific timeframes.
5. Ally Bank's Money Market checking account offers a $250 bonus for a minimum deposit of $15,000, held for 95 days.
6. Discover Bank offers a $200 cash bonus for setting up direct deposit and making at least $1,000 per month in deposits or payments.
7. Capital One 360 has multiple offers, including a $250 bonus for a deposit of $10,000 and holding it for 30 days and a $400 bonus for a new Capital One 360 Performance Savings account with a deposit of at least $10,000 within 20 days and maintained for 60 days.
8. Huntington Bank offers a $400 bonus for its Huntington Perks Checking account, requiring direct deposit and a minimum deposit of $500 within 90 days.
9. The banking-and-insurance industry will also see ICO (Initial Coin Offering) offerings in the personal-finance sector, aiming to disrupt traditional banking methods and provide alternative investment opportunities in 2025.

Read also: