Team Leader for Credit Section (Regarding gender, any: male, female, diverse)
Sparkasse Niederbayern-Mitte is seeking a flexible, creative, and empathetic candidate for a role in credit business management. While specific details about this position are not publicly available, the responsibilities, qualifications, and benefits for similar roles in credit business management at Sparkasse banks can provide some insight.
In this role, the successful candidate will be responsible for managing credit portfolios, client creditworthiness assessments, supervising the credit approval process, and risk management. They will also be expected to develop and maintain customer relationships focused on credit products, monitor compliance with banking regulations and internal policies, and collaborate with sales and risk departments to optimize credit business operations.
Qualifications for this role typically include a degree in business administration, finance, economics, or a related field, experience in credit management, banking, or financial services, strong analytical and communication skills, knowledge of banking regulations and credit risk management, and proficiency in relevant financial software systems.
Benefits offered by Sparkasse include structured training and development programs, performance-related pay and social benefits aligned with the public sector, opportunities for career advancement within the Sparkassen-Finanzgruppe, a supportive work environment with work-life balance initiatives, a pension scheme, and extensive social benefits.
For exact details on the credit business management position at Sparkasse Niederbayern-Mitte, including official job descriptions, qualifications, and benefits, it is recommended to consult their official career webpage or contact their HR department directly.
The role also involves handling fundamental issues in credit business for the S-Financial Group, preparing market and loan value appraisals for various types of properties, including residential and commercial properties, overseeing related processes and driving their development while considering regulatory requirements, advising market and specialist departments, and participating in and leading projects.
The ideal candidate should have a trained Sparkassen operator qualification or a comparable one, plus additional certification as a real estate appraiser. They should also possess leadership responsibility and ability, empathy, sensitivity, openness, independent working skills, high teamwork skills, high personal commitment, a sense of responsibility, the ability for logical and analytical thinking, and leadership responsibility and ability.
Flexible working hours, the possibility of mobile work, and attractive remuneration following TVöD-S with approximately 14 monthly salaries, capital-forming benefits, and 32 vacation days are provided. The job includes managing and leading the group, including a newly created real estate appraiser unit.
Applications can be made online via the career portal at www.sparkasse-niederbayern-mitte.de/karriere. For technical questions, contact the responsible department head, Mr. Ralph Weiglsberger, at [email protected] or 09421 863-3408. For general inquiries, contact the head of the personnel department, Mrs. Alexandra Huber, at [email protected] or 09421 863-3190.
Sparkasse Niederbayern-Mitte offers a long-term employment relationship and 14 more jobs are available. The company encourages applications from qualified individuals who are looking for a challenging and rewarding career in credit business management.
In this role at Sparkasse Niederbayern-Mitte, the successful candidate will oversee manage and lead the credit portfolio, assess client creditworthiness, supervise the credit approval process, and manage risk. they will also develop and maintain customer relationships focused on credit products, monitor compliance with banking regulations, and collaborate with sales and risk departments.
A degree in business administration, finance, economics, or a related field, experience in credit management, banking, or financial services, strong analytical and communication skills, knowledge of banking regulations and credit risk management, and proficiency in relevant financial software systems are essential qualifications for this role. Benefits include structured training and development programs, performance-related pay, career advancement opportunities, a supportive work environment, a pension scheme, and extensive social benefits.
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