Ripple's Price Forecast of $12 by Kendrick of Standard Chartered: Bold Prediction Made

In a recent development, Standard Chartered's global head of digital assets research, Geoffrey Kendrick, has fired up the crypto world with his XRP price prediction for the coming years. This report, particularly the bullish targets for XRP, has ignited excitement in the market, offering a glimmer of hope in the face of the ongoing downtrend that has taken a toll on community sentiment.

However, the key question remains: does the market data truly support an explosive XRP price surge?

Breaking the $2 Resistance: Can XRP Hit $5.5 in 2025?

Kendrick's optimistic report projects each XRP token will reach an impressive $5.5 by the end of 2025, a significant leap from the current trading price of nearly $1.82. With this target, XRP will have to shatter the $2 resistance range that has so far proved to be a major hurdle.

As we speak, the cryptocurrency has recorded a 3.24% 24-hour loss of value and shows a 14% weekly and a 17.3% 30-day price degradation. To hit the projected $5.5, fans of XRP are hoping for an unprecedented price surge.

In fact, according to Standard Chartered's report published on April 9, 2025, we're looking at more than a 100% surge in the XRP value for 2025 (see Table 1 below). The report also suggests an over 400% growth projection for the value of the XRP token till the end of 2026. However, this growth slows down in 2027, with a prediction for over 500% value appreciation. 2028 sees another nearly 100% growth in price for XRP. The only bearish prediction made in the report is for 2029, where the value is expected to drop slightly, going from $12.5 to $12.25.

Table 1 - Provided by Standard Chartered, published on Standard Chartered, April 9, 2025

| Year | XRP Token Value ||------|-----------------|| 2025 | $5.50 || 2026 | $22.80 || 2027 | $34.37 || 2028 | $65.91 || 2029 | $12.25 |

XRP Above Ethereum?

Another intriguing point from Kendrick's report is that the projected growth for XRP surpasses Ethereum, making XRP the second-largest non-stablecoin cryptocurrency in the market. However, with the current market volatility and the global chaos caused by the aggressive Trump trade policies, this seems like quite a stretch. Despite this, Kendrick is confident that the "tariff mess" is only temporary and will soon pass. He believes that the crypto market will exponentially grow in value once the trade war is over, citing the performance of Bitcoin during times of economic turmoil as a reason for this prediction.

XRP ETFs: The Future in 2025?

Kendrick also discussed Donald Trump's pro-crypto policies, stating that with a crypto-friendly US president, the growth and prosperity of the crypto market will accelerate. He predicts that as the government moves towards more pro-crypto policies, we can expect the SEC's approval of XRP ETFs soon. In fact, we've already seen the first approved US XRP ETF, the Teucrium 2x Long Daily XRP ETF, launch on April 8, 2025, attracting a multitude of investors. However, there are still dozens of XRP ETF requests pending, waiting for SEC approval.

XRP: The Future of Cross-Border Payments?

Based on Kendrick's predictions, if the XRP spot ETFs receive approval in Q3 of 2025, we may see $8 billion in capital flow into the market. Furthermore, Kendrick points out that the cross-border crypto payment sector is one of the fastest-growing sectors, with a growth rate of 50% every year. This growth might even reach 10x within the next four years, pulling Ripple and the XRP network towards a potential explosive surge in the near future.

Analysis of Potential XRP Price Surge to $5.5 by 2025

The question of whether market data supports an explosive XRP price surge to $5.5 by the end of 2025 involves analyzing current projections, technical indicators, and underlying market trends.

Predictions and Projections:

Standard Chartered Predictions: Standard Chartered predicts that XRP will reach $5.50 by the end of 2025, suggesting a positive outlook driven by its strategic position in cross-border payments and potential regulatory clarity[1][4][5].
Other Predictions: Some sources, like CoinPedia, predict a slightly higher target for 2025, with a projection of $5.81, while others, like Changelly, take a more conservative stance, forecasting a 2025 projection of $2.05[2].

Market Conditions and Indicators:

Current Market Trends: As of May 2025, predictions for XRP vary, with some expecting the token to trade in a range of $2.20 to $2.75, potentially reaching $3.00 if bullish momentum continues[3]. The Ichimoku Cloud and other technical indicators suggest a strong bullish trend could emerge later in the year, potentially supporting higher price targets[3].
Technical Structure and Sentiment: Strong technical structure and increasing market interest are noted as factors that could drive XRP upwards. However, technical analyses like those from Egrag Crypto, which forecast a much higher $17, are based on specific chart patterns and may not reflect general market consensus[2].

Conclusion:

While there are predictions supporting a potential XRP price of $5.5 by the end of 2025, notably from Standard Chartered, the current market prices and technical indicators suggest a more gradual ascent. Whether the market can reach this target depends on sustained bullish momentum, favorable regulatory developments, and technological advancements in the XRP ecosystem. In summary, while the data indicates potential for growth, achieving such a specific and explosive price surge by 2025 is contingent on multiple favorable factors aligning.

Standard Chartered's global head of digital assets research, Geoffrey Kendrick, projects each XRP token will reach $5.5 by the end of 2025, a significant leap from the current trading price of nearly $1.82.
With this target, XRP has to shatter the $2 resistance range, a major hurdle it has yet to overcome.
According to Standard Chartered's report, we're looking at more than a 100% surge in the XRP value for 2025, with the value of each XRP token predicted to reach $22.80 by the end of 2026.
XRP's growth prediction slows down in 2027, with a prediction for over 500% value appreciation, and further growth is expected in 2028 and 2029.
Despite Kendrick's optimistic report, the current market volatility and global chaos caused by the aggressive Trump trade policies make it seem like an ambitious goal for XRP to surpass Ethereum.
With a crypto-friendly US president, Kendrick predicts a faster growth and prosperity of the crypto market, and the SEC's approval of XRP ETFs may soon follow.
If the XRP spot ETFs receive approval in Q3 of 2025, $8 billion in capital may flow into the market, and the cross-border crypto payment sector, where Ripple and the XRP network hold a strategic position, could grow exponentially.