Monthly parental allowance increased by 120 euros since July
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In Germany, parents who raise children can receive additional financial support through the Mother's Pension (Mütterrente) program. This benefit, which can amount to around 120 euros per month per child, is a part of the statutory pension insurance and aims to improve the financial security of parents who take time off work to raise their children.
If you already receive a pension, the Mother's Pension is usually paid automatically, provided that your child-raising periods (Kindererziehungszeiten) are recorded by the Deutsche Rentenversicherung (German Pension Insurance) for your pension calculation.
To ensure that your child-raising periods are correctly recorded, you can check your records through the Deutsche Rentenversicherung. If needed, you can submit a request to credit these periods officially by using the V0800 form provided by the German Pension Insurance.
If you have not yet applied for a pension, you need to submit a pension claim that includes the child-raising periods for the Mother's Pension to be considered. No special additional application for the Mother's Pension is needed beyond this pension claim.
Adoptive, foster, or step-parents who raised children may need to submit an application to their local pension office to have the child-raising times acknowledged. Fathers can also claim the Mother's Pension, but this requires a joint statement with the mother and her explicit consent, as only one parent can claim the child-raising periods for pension purposes.
Starting from July 2025, the value of one pension point will be approximately 40.79 euros per month. The latest reform (Mütterrente III) increased credited child-rearing time from 2.5 to 3 years per child if the child was born before 1992, adding about 20 euros monthly per child, starting to be paid retroactively from 2027 at the latest.
To apply for the Mother's Pension or confirm your records, contacting the Deutsche Rentenversicherung directly or consulting their website is recommended for specific forms and instructions. It is important to submit an application to receive the additional pension benefits from the Mother's Pension program.
The Mother's Pension program is a useful resource for families who need additional financial support, helping to address the issue of parents missing out on valuable pension points due to taking a break from their careers to raise children. It is crucial to check your pension information and submit an application to receive the benefits of the Mother's Pension program.
Engaging with the Deutsche Rentenversicherung can help personal-finance management for families, as it enables parents to check their records to ensure proper crediting of their child-raising periods, which are vital for the Mother's Pension calculation.Effective management of personal-finance, including the Mother's Pension benefits, could lead to improved financial security for families.
