In Kamchatka, families could receive a million rubles to clear their mortgage debt.
Update on Kamchatka Krai's Mortgage Assistance for Big Families
Greetings, folks! In Kamchatka Krai, families with at least three kids can score a massive financial boost in the form of mortgage assistance thanks to a new state program. If your third or subsequent child is born on or after January 1, 2024, you're eligible for support worth one million rubles to help repay your mortgage.
Anastasia Fedorenko, the Minister of Social Welfare and Family Policy of Kamchatka Krai, shared the exciting news:
Here's the lowdown on the program's rules:
- Birth Period: Between January 1, 2024, and December 31, 2026.
- Citizenship: Parents and children must be Russian citizens.
- Residence: The family must be residents of Kamchatka Krai.
- Birth Registration: The child must be registered with the Kamchatka ZAGS.
- Real Estate: The property must be purchased or constructed using a mortgage within Kamchatka Krai.
- Credit Term: The mortgage must be obtained by July 1, 2027.
- Federal Support: The family must receive 450,000 rubles via the federal program (Law No. 157-FZ).
- Single Payment: Aid is offered only once per mortgage, regardless of the number of children born in the family.
Now, you might wonder, "How does the government deposit this cash?"
Here's the deal: 450,000 rubles are transferred via the federal program (Law No. 157-FZ), while the remaining 550,000 rubles are channeled through the regional program managed by Kamchatka Krai (Law No. 385). Funds are electronically transferred directly to your bank account via AO "DOM.RF."
Ready to apply? Here's your game plan:
- Federal Program (450,000 rubles): Use the State Services Portal to submit your application for this portion of the aid.
- Regional Program (550,000 rubles): Visit the Ministry of Social Welfare of Kamchatka Krai’s website (section "1 million for the 3rd child") to apply for the regional program.
Need some help or have questions? Contact the Ministry of Social Welfare of Kamchatka Krai at 8 (4152) 42-83-55 (ext. 2911, 2912). The program aims to help large families enhance their living conditions by easing the burden of mortgage payments.
While we couldn't find specific details regarding the application procedures for this program in our research, based on our understanding of Russia's broader housing and family support policies, the general application process may involve verifying eligibility, gathering necessary documents, submitting an application through official channels, and awaiting approval. For the most accurate and up-to-date application procedures, it's recommended to consult the official website of the Kamchatka Krai government, local social service offices, or regional representatives of the Ministry of Construction, Housing, and Urban Development.
Happy housing hunting, folks! Living the dream in Kamchatka Krai has just become a bit more affordable! 🏠💪💸💔🎊🎉🐻🐻❄️
The mortgage support program in Kamchatka Krai offers up to 1 million rubles to families with three or more children for repaying their mortgages, making it easier to manage business finances and secure stable housing. If a family meets the criteria of the program, assistance will be transferred through the federal and regional programs, with funds being electronically transferred directly to their bank account.
Understanding the rules of the program, potential applicants can apply through the State Services Portal and the Ministry of Social Welfare of Kamchatka Krai’s website, and may need to verify their eligibility, gather necessary documents, and await approval for the most affordable living conditions in Kamchatka Krai.
