Bank of Uralsib introduces a flexible interest rate option named "Key Plus" for its customers.
In a recent announcement, PJSC "BANK URAILSIB" has revealed the current terms and interest rates for their popular deposit accounts, the 'Key Plus' and 'Comfort Plus'.
The 'Key Plus' deposit offers term options that typically range from 3 months to 36 months, with interest rates that can vary based on the term length and deposit amount. Generally, these rates fall within the range of approximately 5% to 7% per annum, although the exact rate depends on current market conditions and the selected term. This deposit is mainly offered in Russian Rubles (RUB) and may come with options for monthly interest payouts or capitalization of interest.
On the other hand, the 'Comfort Plus' deposit has term options ranging from 6 months to 24 months, and interest rates that are generally slightly lower or comparable to the 'Key Plus'. The rates for this deposit are typically around 4.5% to 6.5% per annum, depending on the term and amount. This deposit also primarily deals in Russian Rubles (RUB) and is geared towards more flexible withdrawal or partial replenishment options.
It is important to note that these rates and terms are subject to change based on the bank's policies and economic factors. Interest rates may vary depending on the deposit amount and the specific conditions chosen. For the most accurate and up-to-date information, it is highly recommended to visit the official [BANK URALSIB website](https://www.uralsib.ru) or contact their customer service directly.
Interest for both deposits is calculated on the actual daily balance and paid monthly. The depositor can choose the interest payment method for the 'Key Plus' deposit.
The 'Key Plus' deposit can be opened within the 'Premium' and 'Private' service packages, with a deposit amount of 2 million rubles to 1 billion rubles. The deposit terms for 'Key Plus' are 91, 181, and 367 days. The interest rate for this deposit is linked to the key rate of the Bank of Russia. If the key rate changes, the interest rate on the 'Key Plus' deposit contract changes from the date of the change. The interest rate for previous periods on the 'Key Plus' deposit is not recalculated.
Early withdrawal of the 'Key Plus' deposit results in an interest rate of 0.01% per annum. It is also important to note that the 'Key Plus' deposit cannot be replenished, withdrawn, or extended.
In addition to the 'Key Plus' deposit, the bank also offers the 'Comfort Plus' deposit with similar terms and a yield of 18.40-20.28% per annum. The bank's contact information can be found on various platforms, including the Zen Zen.News email newsletter, Telegram, and VKontakte.
For more detailed comparisons or direct links to the latest offers, feel free to ask! The bank's official website is located at [https://www.uralsib.ru/](https://www.uralsib.ru/). The bank's OGRN is 1020280000190 and tax ID is 2W5zFHdaaqN.
In the context of personal-finance and business, investors may find interest in the deposit accounts offered by PJSC "BANK URAILSIB". The 'Key Plus' deposit, despite its early withdrawal penalty, provides relatively higher interest rates of approximately 5% to 7% per annum for terms ranging from 3 months to 36 months, making it an option for those willing to invest for longer periods. On the other hand, the 'Comfort Plus' deposit offers terms of 6 months to 24 months with interest rates typically around 4.5% to 6.5% per annum, catering to investors with more flexibility in their investment timeframe.
